Our Mold Stories page has many personal stories that talk about the problems with insurance companies and the bad behavior involved in the handling of mold and water damage claims.
The law says that insurance companies are required to act in "good faith," but this law is commonly ignored by some insurance companies. This page will help you learn more about the "good faith" versus "bad faith" insurance companies. As a starting point, check out the following website that includes hundreds of articles and a list ranking 100 insurance companies.
If you are having problems with your insurance company, contact Policyholders of America. POA is "a nonprofit association serving policyholders victimized by insurance companies or just plain sick and tired of an industry that has spun out of control."

There is an extensive amount of information on the Internet regarding insurance company bad faith and corruption, including the following:
NEW REPORT (October 2011):
Do As I Say, Not As I Sue: Exposing the Lawsuit-Happy Hypocrites of the U.S. Chamber's Institute for Legal Reform (includes State Farm)
Read the article: U.S. Chamber Hypocrisy on Lawsuit Abause
State Farm Loses!! $14.5 Million Jury Verdict Against State Farm (July 2011)
The Insurance Hoax (in Bloomberg News)
Tricks of the Trade--How Insurance Companies Deny, Delay, Confuse and Refuse
The Ten Worst Insurance Companies in America
10 Worst Insurance Companies in America for Homeowner Coverage (2008)
State Farm is the Poster Child for What's Wrong with the System
State Farm's Arrogance Prompts Legislative Outcry
Study Finds Institutional Bad Faith at Allstate, State Farm and Other Major Insurers
Do State Farm Customers Really Hate State Farm as Much as State Farm's Attorneys Publicly Argue They Do? (The answer is Yes.)
Coastal Insurance Crisis (State Farm cooking the books)
Insurance Company Tactics Add to Americans' Financial Hardships
State Farm Stiff Arms Regulators
The Claims Game: When Insurers Just Won't Pay
Delay, Deny and Underpay--Is This Any Way to Run an Insurance Company?
State Farm's Corporate Irresponsibility
Washington Appeals Court Says Allstate Must Reveal Claims Documents
Gitty Up! The Research that Fooled America
State Farm Complaints on Consumer Affairs website
NAIC Multistate Market Conduct Examination Report of State Farm Insurance Company (1990-2000)
Insurers Maintain Record Profits in 2007 by Overpricing Policies and Underpaying Claims
Court Rulings and other documents in State Farm cases:
Oklahoma Couple Awarded $13 Million in Lawsuit Against State Farm
Affidavit of State Farm employee Amy Zuniga (giving details of State Farm's bad faith behavior)
Deposition of State Farm Claims Vice President Susan Hood
Numerous documents and evidence regarding State Farm practices and procedures
Jules Deutsch, et al vs. State Farm (David Jones is one of the defense attorneys representing State Farm)
Insurer (State Farm) Fails to Dismiss Bad Faith Count on Summary Judgment
Plaintiffs' Evidence of Out-of-State Conduct (against State Farm)
Discovery of other policyholders’ claims files and insurance company reserve information
Insurance Company Surveillance Tactics:
Insurance Company Ordered to Pay Damages for Illicit Surveillance and Flaunting the Court's Rulings
Canada Reviews Insurance Company Surveillance Tactics
Video Surveillance Trips Up Insurer
Insurance Company Influence in the Legislative and Judicial System:
Justice for Sale (in the Wall Street Journal)
Change Way Judicial Races are Financed
Donations vs Impartiality on Docket
FBI Wrinkled Robe Investigation
In Justice Shift, Corporate Deals Replace Trials
Insurers Contributed $35.7 Million to Members of Congress since 2005
Illinois Supreme Court Asked to Restore $1 Billion Verdict Against State Farm (2011)
State Supreme Court Justice at Center of State Farm Lawsuit (2011)
State Farm Customers Want Illinois Supreme Court to Restore Verdict in Fraud Suit (2011)
Illegal Activities
Allstate and State Farm Hit With Racketeering Charges
Insurance Execs Admit Taking Bribes from Houston Lawyer
Congressman Gene Taylor's Report to Congress about Insurance Company Fraud after Hurricane Katrina
Insurance Execs (at Hartford Insurance Co.) Admit Taking Bribes from Houston Lawyer
Allstate and State Farm Hit with Racketeering Charges
Insurers Colluded (to deny hurricane claims)
Prostitution, Drugs, Payola, and More in the Insurance Industry
State Farm Financial Statements (other financial statements for State Farm are available on request)
2007 Management Discussion & Analysis
2006 Management Discussion & Analysis
2005 Management Discussion & Analysis
Copyright 2009 Truth About Mold. All rights reserved.